Five tips for the safe operation of farm equipment

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  From: Westfield Insurance, "Grains of Knowledge" (westfieldinsurance.com) Farming is one of the top 10 most dangerous occupations in America, according to figures from the Bureau of Labor Statistics. Farm-related injuries are often a result of long hours and close, consistent contact with heavy machinery and equipment. These facts are no surprise to those in the farming profession ...

Posted in Farm |

Do Farmers Need Equipment Breakdown Coverage?

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  From: Westfield  Insurance (www.westfieldinsurance.com) The simple answer is yes, because all farms have equipment breakdown exposure. Farming operations continue to evolve in an effort to improve overall efficiencies and reduce costs. Today’s farms depend on many types of electrical, mechanical, and high tech computer equipment. Many farm and farm risks do not realize how vulnerable they are ...

Posted in Farm |

Distracted Driving

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From Westfield Insurance (www.westfieldinsurance.com) Perhaps the legendary rock and roll band, The Doors, said it best, “Keep your eyes on the road, your hands upon the wheel.” Driver distractions or inattentive driving play a part in one out of every four motor vehicle crashes. That is more than 1.5 million collisions a year and 4,300 crashes daily, ...

Posted in Auto, Commercial |

And The Winner Is…..

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  REFER A FRIEND PROMOTION! Thank you to all of our valued clients who referred their friends and family for a quote. We held our semi-annual "Refer A Friend" drawing on June 1 and were happy to have Terry Schaub with us to draw the winner.  The lucky winner of a $100 Visa Gift Card is Justin ...

Posted in Uncategorized |

Hot vehicle hazards: How to protect property and passengers from rising temperatures

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From: Westfield Insurance (www.westfieldinsurance.com) Hot weather brings high temperatures, which can turn an enclosed vehicle into a scorching oven in minutes. Combining hot summer sun and carelessness can have devastating consequences, particularly for your company’s products – and its people. Studies show that an enclosed vehicle on a sunny 93-degree day will reach 125 degrees Fahrenheit within 20 ...

Posted in Uncategorized |

Employees’ use of personal vehicles at work

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  From: Westfield Insurance (www.westfieldinsurance.com) Covering the gaps between their personal insurance and your business policy It’s not uncommon for employers to require employees to drive their personal vehicles to conduct company business, whether it’s calling on clients or running to the post office. But what if they cause an accident and injure someone while on the job ...

Posted in Commercial |

Using power tools on your farm: 4 safety tips to help you avoid injuries – and OSHA penalties

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From Westfield Insurance: The first thing my neighbor does when he buys a new power tool is remove every safety guard. He says they slow him down. Unfortunately, he’s not alone in that decision. Modifying safety equipment is one of the leading causes of farm accidents involving chain saws, circular saws, drills ...

Posted in Farm |

Theft of contractors’ equipment

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From Westfield Insurance:   For contractors, theft is one of the leading causes of equipment losses. Every year, the National Crime Information Center receives between 600 and 1,200 reports of equipment theft, with an estimated average cost of $17,400 per piece stolen. The loss of equipment stolen from jobsites is estimated at $300 ...

Posted in Uncategorized |

Strategies for managing a remote workforce

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From Westfield Insurance: As technology advances, more employees are working remotely. While both employee and employer can benefit from this arrangement, managing these employees can prove a challenge. Many employers are reluctant to allow employees to work remotely, but an increasing number are buying into the concept of a workforce that is 100 percent ...

Posted in Commercial |

Why you should consider business interruption insurance

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From Westfield Insurance: Something disastrous happens. Your company’s facilities are suddenly unusable. It could be days – or months – before your business can reopen. Are you prepared to cover the loss of income until you are back in business? Business interruption insurance, generally added as an endorsement to a property policy, is designed ...

Posted in Uncategorized |