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7 tips for minimizing landlord liability for third-party criminal acts

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  From Westfield Insurance:   While landlords know they are liable for losses associated with weather, fire and slip-and-fall injuries on their commercial and residential properties, they may not be aware of their liability for other incidents. Take, for example, a tenant robbed and assaulted in his apartment by a criminal who has ...

Posted in Commercial |

Workplace violence: Taking precautions to reduce your risk

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From Westfield Insurance Company: Violence ranks among the top four causes of death in the workplace during the past two decades. Each year, nearly 2 million American workers report being the victim of workplace violence, according to the U.S. Bureau of Labor Statistics. By identifying risk factors and taking the proper precautions, employers ...

Posted in Uncategorized |

Using power tools on your farm: 4 safety tips to help you avoid injuries – and OSHA penalties

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    From Westfield Insurance:   Post written by: Scott Reinhardt The first thing my neighbor does when he buys a new power tool is remove every safety guard. He says they slow him down. Unfortunately, he’s not alone in that decision. Modifying safety equipment is one of the leading causes of farm accidents ...

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The unforeseen liability surrounding 3-D printing

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  From Westfield Insurance:  With manufacturing technology expanding exponentially and entrepreneurial ideas flourishing, a number of new products have been created and existing products are being modified to meet the needs and desires of today’s consumers. These new or modified products will create new exposures and emerging issues. One of the front-runners ...

Posted in Uncategorized |

YOUR COMMERCIAL POLICY: TIPS TO PROTECT YOU FROM UNNECESSARY LIABILITY LOSSES

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From Westfield Insurance:   A subcontractor seriously injures himself with a circular saw at your place of business. Or a roofer starts a fire while performing work at an apartment complex you own. In either case, you and your insurer could be held financially responsible if the contract you entered into contained wording ...

Posted in Commercial |

Agritainment – What’s the Issue?

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From Westfield Insurance:    Agritainment operations may generate diversified farming income, but the related hazards hold significant potential for loss. What is agritainment? In today’s agricultural scene, farmers have become creative in finding new ways to earn income in addition to the traditional farming practices of growing crops or raising livestock. One of those ...

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FIVE SAFETY TIPS TO PROTECT WORKERS FROM GRAIN ENGULFMENT

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From Westfield Insurance:  Grain engulfment, or entrapment, kills dozens of American farm workers each year. And perhaps the ultimate tragedy is how easily this hazard can be avoided. Individuals become engulfed in grain bins when unstable grain shifts, creating an unsteady surface for walking or standing farm workers. If the surface gives ...

Posted in Farm |

NEW REGULATORY AND INSURANCE ISSUES AFFECTING DRONE OWNERS

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Mandatory registration begins December 21, 2015.  From Westfield Insurance; Post written by Mike Vettel   Suddenly, everyone has a drone — or at least it seems that way. An estimated one million unmanned aircraft will be sold for the holidays this year alone. And while many will be used for personal entertainment, drones ...

Posted in Uncategorized |

New regulatory and insurance issues affecting drone owners

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Mandatory registration begins December 21, 2015.   From Westfield Insurance, written by Mike Vettel:  Suddenly, every one has a drone — or at least it seems that way. An estimated one million unmanned aircraft will be sold for the holidays this year alone. And while many will be used for personal entertainment, drones ...

Posted in Misc |